Established Trust Since 1987
Simple. Transparent. Secure.
Products and services designed to help you reach your financial goals. Experience banking built on decades of trust and innovation.
Products and services designed to help you reach your financial goals. Experience banking built on decades of trust and innovation.
Trusted Partners & Certifications
Smart Banking
Stay informed in real time with everything happening on your account: payments, transfers, and personalised financial advice. Gain full visibility into your daily transactions.
Use your debit and credit cards seamlessly at over 40 million merchants globally.
Access your money from any ATM nationwide with zero fees and no overdraft charges.
Safe Investments
ModernBank helps over 2 million customers achieve their financial goals by helping them save and invest with ease. Put your capital to work without unnecessary risk.
Access curated investment portfolios managed by experienced financial advisors.
Competitive interest rates on all savings accounts, with compound growth options.
Open Your Account From Anywhere
Power up your finances with full-service accounts that fit your lifestyle.
Choose from our checking options that allow you to earn interest, avoid fees, and easily manage your account.
Open Account →Save for your goals and watch your money grow with a CD, a money market account, or a high-yield savings account.
Start Saving →Take charge of your business banking with virtual cards, team management, payroll services, and more.
Open Account →Banking at Your Fingertips
Get your money moving with our simple-to-use, accessible mobile app. As capable as a bank branch, right inside your phone.
Pay bills instantly, schedule recurring transfers, and manage QR payments effortlessly.
View statements, manage credit cards, and track spending — all from your mobile device.
Transfer Successful
Received +$2,450.00
Virtual Card Added
Ready for Apple Pay
Boost Your Purchasing Power
All your needs covered with a full range of credit and debit cards designed for every lifestyle.
Build or rebuild your credit with our secured card backed by your deposit.
Get Started →Earn cashback on every purchase. Redeem points for travel, merchandise, or statement credits.
Get Started →No foreign transaction fees. Complimentary airport lounge access worldwide.
Get Started →Manage company expenses with detailed reporting and customisable spending limits.
Get Started →
Financial Planning
Lending that doesn't weigh you down. We understand how hard it is to start something new — that's why we have the perfect plan for you.
Apply for a LoanLoan Calculator
Use our interactive calculator to plan your next financial move. Whether it's a mortgage, auto loan, or personal line of credit — see your estimated payment instantly.
Testimonials
Take a look at our past customers' success stories. Our goal is to help you grow.
If You Have Questions, We Have Answers
Get answers to all your questions and boost your knowledge so you can save, invest, and spend smarter.
Use our Branch & ATM Locator available on the mobile app or website. Simply enter your postcode or allow location access to find the nearest service point. We have over 5,000 ATMs nationwide.
If your card is missing, let us know immediately. We'll block your card right away and send over a new one on the same business day. To report a lost or stolen card, call us at our 24/7 hotline or use the mobile app to freeze your card instantly.
Our customer service team is available 24/7 at 0800 123 4567. You can also reach us via live chat on our website or through the mobile app for instant support.
You can reset your PIN through the mobile app under Card Settings, at any of our ATMs using your registered mobile number, or by visiting any branch with valid identification.
Yes. We use bank-grade 256-bit SSL encryption, two-factor authentication, biometric login, and real-time fraud monitoring. Your deposits are also FDIC insured up to applicable limits.
You will need a valid account with us, a registered email address, and a supported device (iOS 15+ or Android 10+). Registration takes less than 5 minutes through our app or website.
It only takes a few minutes to get started
